Independent Business Review
Rigorous viability assessments that give lenders, investors, and stakeholders the clarity they need to make informed decisions.
When Stakeholders Need an Honest Answer
When a business is under financial pressure, lenders and investors need an independent, credible assessment of whether it can survive — and on what terms. Internal management teams are too close to the situation to provide the objectivity that banks, creditors, and boards require before committing further support.
Without a properly structured Independent Business Review, stakeholders are left making high-stakes decisions based on incomplete information, optimistic forecasts, or management promises that haven't been stress-tested.
A Credible, Structured Assessment
We conduct Independent Business Reviews to the standard expected by banks, insolvency practitioners, and institutional investors. Our IBRs are built on direct access to management, detailed financial analysis, and honest conclusions — not sanitised narratives.
- Independent assessment of short-term and medium-term business viability
- Detailed review of trading forecasts, assumptions, and sensitivity analysis
- Options analysis covering turnaround, restructuring, refinancing, and wind-down scenarios
- Assessment of management capability and operational resilience
- Working capital analysis and cash flow adequacy testing
- Clear, structured reporting for lenders, investors, and other stakeholders
What You Get
- A comprehensive IBR report suitable for presentation to lenders and creditors
- Independent trading forecast with clearly stated assumptions and sensitivities
- Options matrix with a recommended course of action
- Stakeholder briefing — we present findings directly to banks, boards, or investors as needed