Financial Modelling & Scenario Planning
Three-statement models, covenant analysis, and Board-ready outputs — at a sensible price point.
Decisions Without the Numbers Behind Them
Owner-managers face consequential financial decisions regularly — whether to invest, how to fund growth, what happens if a major customer is lost, whether the business can service additional debt. These decisions deserve rigorous financial analysis, but for most SMEs, credible modelling support is surprisingly hard to find.
Big Four firms and specialist boutiques price modelling for corporates and PE-backed businesses. Generalist accountants often lack the technical capability. The result is a gap: SME leaders making six- and seven-figure decisions based on gut instinct and back-of-envelope calculations, when what they need is a properly constructed model they can interrogate and rely on.
Models That Drive Better Decisions
We build financial models for SMEs and mid-market businesses that need professional-grade analysis without the overhead of large advisory firms.
- Three-statement integrated models — profit and loss, balance sheet, and cash flow linked and balanced, built from your actual management data
- Covenant modelling — clear visibility of headroom against existing or proposed banking covenants, with early warning triggers
- Scenario and sensitivity analysis — structured downside, base, and upside cases with the ability to flex key assumptions and see the impact immediately
- Board and lender-ready outputs — presentation-quality summaries, charts, and commentary that your Board, investors, or bank can act on with confidence
- Knowledge transfer — we walk your team through the model logic so it becomes a living tool, not a black box
What You Get
- A fully integrated three-statement financial model
- Scenario analysis covering realistic downside, base, and upside cases
- Covenant compliance tracking with headroom visibility
- Board-ready and lender-ready presentation outputs
- A model your team can maintain and update going forward